NPMA-33 Reports for Real Estate Closings
Wood Destroying Insect Inspections in Lexington, KY
Buying, selling, or refinancing a home and need a termite letter? We perform licensed WDI inspections and deliver the completed NPMA-33 report your closing requires. Pricing is published: $150 for slab or basement homes, $195 for crawlspace homes.
5.0 · 138 Google reviews · KY Company Lic. #41842
What Is a WDI Inspection?
A wood destroying insect (WDI) inspection is a licensed inspection of a home for evidence of wood destroying insects: live activity, damage, and signs of past treatment. The findings go on the NPMA-33, the industry-standard form lenders require for real estate transactions. You'll hear it called a termite letter, a termite inspection for closing, or a wood infestation report. They all mean the same document.
VA loans require a WDI inspection, and many other lenders and buyers request one before closing. Ours are performed by a licensed team led by an Associate Certified Entomologist (ACE), so the person evaluating that suspicious hole in a floor joist actually knows what made it.
We inspect throughout Lexington and the surrounding communities, including Georgetown, Nicholasville, Versailles, Winchester, Midway, and Richmond.
WDI Inspection Pricing
Flat, published pricing based on your foundation type. No call required to find out what it costs, and no surprises on the invoice.
| Foundation type | Price |
|---|---|
| Slab or basement foundation | $150 |
| Crawlspace foundation | $195 |
The price includes the completed NPMA-33 report. Buying the home? We credit your inspection cost toward any recurring Berner service plan you start after closing. If treatment is ever needed, it is quoted separately with no obligation; the inspection fee stays the same either way.
What We Inspect
The standard NPMA-33 scope covers the four wood destroying insect groups that matter in central Kentucky:
Subterranean termites
Mud tubes, damaged wood, and other evidence of the most destructive wood destroying insect in Kentucky.
Carpenter ants
They hollow out wood for nesting rather than eating it, and they belong on the report all the same.
Carpenter bees
Round bore holes in decks, eaves, fascia boards, and siding, plus the staining that gives them away.
Powderpost beetles
Tiny exit holes and fine, powdery frass in structural wood, easy to miss without a trained eye.
We examine accessible interior and exterior areas of the home, and we enter the crawlspace where applicable. That crawl is exactly why crawlspace homes are priced a little higher: it is where the evidence hides.
Built for Closing Timelines
- ✓ Fast scheduling: often within a day or two of your call. Tell us your closing date and we'll work around it.
- ✓ Clear communication: we coordinate with your agent and lender so the completed NPMA-33 lands where it needs to, when it needs to.
- ✓ A thorough walkthrough of any findings: you'll know exactly what we saw, what it means for the transaction, and what your options are.
“We needed a quick inspection for a mortgage loan and Berner Pest delivered. Trent and Jordon were incredibly responsive, got us scheduled right away and made the whole process easy. They are locally owned, very thorough and great to work with. I would highly recommend them for both one-time inspections and continued pest control services.”
For Real Estate Agents and Brokers
When a closing hinges on a termite letter, you need an inspector who answers the phone, shows up on time, and files a clean report. That's the job. You get reliable scheduling, a direct line to our team, and NPMA-33 reports your closings can count on. Ask about volume pricing for your brokerage.
Frequently Asked Questions
What does a termite letter cost in Lexington?
Our pricing is published and flat: $150 for homes on a slab or basement foundation and $195 for homes with a crawlspace. The price includes the inspection and the completed NPMA-33 report your lender or closing team needs.
How fast can you schedule a WDI inspection?
Often within a day or two. Tell us your closing date when you call and we’ll work the inspection into your timeline, then get the completed report to you promptly so nothing holds up the closing.
What if the inspection finds termites or damage?
Any activity or damage we find is documented on the NPMA-33 report, and we walk you through exactly what we saw in plain English. If treatment makes sense, we explain your options with upfront pricing and no pressure. Treatment is always separate from the inspection fee and never required through us.
Do VA loans require a WDI inspection?
Yes. VA loans require an NPMA-33 wood destroying insect report, and many other lenders and buyers request one too. If your lender or agent has asked for a termite letter, the NPMA-33 is the document they mean.
Who pays for the inspection?
In our experience it is almost always the buyer, and occasionally the lender on VA loans. Whoever pays, our pricing is published and flat. Better yet: if you set up any recurring Berner service after closing, we credit your inspection cost toward it.
Worried about active termites rather than a closing? See our termite control service for free inspections and treatment options.
Need a Termite Letter for Your Closing?
Call or text with your address, foundation type, and closing date. We'll get you scheduled, often within a day or two, and deliver the completed NPMA-33 report without drama.